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At Elite Home Care, we understand that not all home care needs are covered by Medicaid or Medicare. That’s why we offer affordable, compassionate services through private pay (out-of-pocket) options, giving you the freedom to choose the care that’s right for you or your loved one.
Whether your loved one is recovering from an illness, navigating aging at home, or simply needs extra help with daily tasks, our caregivers are here to make life safer, easier, and more comfortable at home or in a senior living community.
Many families choose to pay out of pocket for home care to maintain independence and receive consistent, high-quality support. While Medicare does not cover custodial or companion care, there are other ways to help cover the cost.
Some nonprofit organizations—such as those supporting Alzheimer’s, cancer, or MS patients—offer assistance programs. You may also find help through local senior centers, hospital discharge planners, the United Way, or your area’s Agency on Aging.
Home Equity Conversion Mortgages (HECM), formerly known as reverse mortgages, are loans you take on the equity you have accrued in your house. This option may offer you the funds needed for home care in order to remain in the comfort of your own home.
The Veterans Administration (VA) offers the aid-and-attendance programs which may pay for some private pay home care services. The surviving spouse of a veteran may also qualify. Check with the VA for program information and eligibility requirements.